Introduction
Swift Stock Mortgage Ltd prioritize the privacy and security of our account-holders. This Privacy Policy outlines how we collect, use, store, and protect your personal information. As a leading provider of banking, chargeback, scam recovery, and refund systems, we are committed to maintaining the highest standards of privacy and confidentiality in accordance with applicable laws and regulations.
By using our services, you agree to the terms outlined in this Privacy Policy. We encourage you to read it carefully to understand how we protect your data.
1. Information We Collect
To provide our services effectively, Swift Stock Mortgage Ltd. collects and processes the following types of information:
Personal Identification Information: This includes your name, address, email address, phone number, and other contact details.
Account and Transaction Data: We collect information about your account activities, including transactions, chargeback requests, scam recovery progress, and refund activities.
Payment Information: If you use our services for chargeback, scam recovery, or refunds, we may collect payment-related data (such as credit/debit card details or bank account numbers), but this information is stored securely using encryption and processed via trusted payment gateways.
Device and Usage Information: This includes data about your IP address, browser type, device type, and information about how you interact with our website and services. This helps us improve the functionality and security of our website.
2. How We Use Your Information
We use the information we collect for the following purposes:
Service Delivery: To provide and manage banking, chargeback, scam recovery, and refund services.
Communication: To respond to your inquiries, process your requests, provide updates regarding your chargeback or refund cases, and send service-related notifications (such as confirmations, reminders, or status updates).
Security and Fraud Prevention: To protect your account, prevent fraud, and ensure the integrity of our systems. This includes using information to detect and prevent unauthorized transactions or activity.
Billing and Payment: To process payments for the services we provide and ensure the accuracy of financial transactions.
Improvement of Services: To analyze usage data and improve our website’s functionality, security, and user experience.
Legal Compliance: To comply with applicable laws, regulations, and legal processes, including anti-money laundering (AML) and combating the financing of terrorism (CFT) laws.
3. How We Protect Your Information
At Swift Stock Mortgage Ltd., the security of your personal and financial data is our highest priority. We employ a variety of measures to ensure that your information is protected from unauthorized access, loss, or misuse:
Encryption: We use state-of-the-art encryption technologies to protect sensitive data during transmission and storage.
Access Control: We implement strict access control policies within our organization to limit access to your personal data only to authorized personnel who require it to perform their duties.
Security Protocols: We continuously monitor our systems for any potential vulnerabilities and employ industry-standard security measures such as firewalls and intrusion detection systems to safeguard against threats.
Data Retention: We retain your data only as long as necessary for the purposes outlined in this policy, including complying with legal obligations, resolving disputes, and enforcing agreements.
4. Sharing Your Information
Swift Stock Mortgage Ltd. does not share your personal data with third parties except under the following circumstances:
Service Providers: We may share your information with third-party service providers who help us deliver our services, such as payment processors, fraud prevention partners, or email communication providers. These third parties are required to adhere to strict data protection policies and only use your information for the purposes of performing their services on our behalf.
Legal Requirements: We may disclose your information to regulatory authorities, law enforcement agencies, or other entities if required by law, or to protect our rights and interests, including in the event of a legal dispute.
Business Transfers: In the event of a merger, acquisition, or sale of Swift Stock Mortgage Ltd., your information may be transferred as part of the business transaction. We will notify you of any changes regarding how your personal information will be handled in such cases.
5. Your Rights and Choices
As an account-holder, you have certain rights with respect to your personal information. These include:
Access to Data: You have the right to request a copy of the personal information we hold about you. To do so, please contact us at the details provided below.
Correction and Updates: If your information is inaccurate or incomplete, you have the right to request that we update or correct it.
Deletion of Data: You may request that we delete your personal information. However, please note that certain information may need to be retained for legal or regulatory reasons.
Opt-Out of Communications: You can opt out of receiving marketing or promotional emails from us by following the unsubscribe instructions provided in those emails or by contacting us directly.
To exercise any of these rights, please contact us at contact@swiftstockmortgage.com.
6. Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to enhance user experience, analyze usage patterns, and improve the functionality of our services. Cookies are small text files stored on your device that allow us to remember your preferences and provide a more personalized experience.
You can choose to disable cookies through your browser settings, but this may impact the functionality of certain features of our website.
7. Children’s Privacy
Swift Stock Mortgage Ltd. does not knowingly collect or solicit personal information from individuals under the age of 18. If we discover that we have collected information from a child under 18, we will take steps to delete that information as soon as possible. If you believe we have mistakenly collected data from a minor, please contact us immediately.
8. Changes to This Privacy Policy
We reserve the right to update or amend this Privacy Policy at any time to reflect changes in our practices or to comply with legal requirements. Any changes will be posted on this page. We encourage you to review this policy periodically to stay informed about how we protect your information.
9. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy, or if you would like to exercise any of your rights related to your personal information, please contact us.